Reasons to choose CIMB Islamic DALI Equity Growth Fund

DALI Equity Growth Fund is an award winning mutual fund under CWA, which has won the BEST EQUITY MALAYSIA (ISLAMIC) 10 YEARS by THE EDGE/LIPPER FUND AWARD 2014.

Excellent historical performance for medium to long term growth.
In 3 years total the returns are 34.20%
In 5 years total the returns are 80.75%
In 2013 alone the returns for one year is 22%!

Fund manager portfolio:Arnold Lim Boon Lay, Executive Vice President. Head of Retail Equities. After five years at Citibank NA Kuala Lumpur, Mr Lim moved to the investment industry in 1989. His experience includes managing venture capital investments, unit trust funds and other institutional funds. During Mr Lim's tenure as General Manager of a local asset management house, its discretionary fund composite was ranked No 1 (94-98) on Information Ratio by Watson Wyatt. Mr Lim was also previously Head of Research of ING Barings Malaysia. Asia Money ranked him as 2nd best strategist in 2001.Master of Business Administration (University of California, Berkeley); Chartered Financial Analyst. He holds a Capital Markets Services Representative's License for fund management under CMSA.

HOW DO I GET STARTED?

There are 2 ways to start investing into funds under CWA, which is through EPF or CASH.

To check whether you are eligible for EPF withdrawal, you can go here, or PM me your Account 1 total and current age (including months), and I will get back to you within the same working day.

For CASH investment, the minimum to open up an account is RM500, and minimum additional investment is RM200.

I can be contacted at anytime 24/7 through Whatsapp/SMS/Phone call at 012-9232917 or through my Facebook page.

Unit Trust - What is it?

What are unit trust funds?

Unit trust funds, also known as managed investments, allow you to pool your money with that of many other investors so that the unit trust fund can buy a wide range of investments managed by a professional team. This includes investments which may not ordinarily be available to you through direct investment such as large commercial properties and corporate bonds. 

Direct investment versus unit trust funds - 'pros' and 'cons'?

Once you have decide to invest, you have a choice of investing directly or through a unit trust fund. Which method is appropriate may well depend on your individual investment needs, however, using professional fund managers can generally provide better returns over the long-term. 

Fund managers tend to outperform individual investors because:

• Their portfolios are constructed using a defined and consistent investment philosophy;
• Fund managers have a far greater access to quality information including company contacts, competitors and customers than do individual investors;
• Fund managers employ full-time investment professionals to monitor investment markets and the way economic developments affect these markets;
• The size of their portfolios generally means that fund managers can more easily reduce risk through greater diversification. They can also reduce risk by implementing sophisticated risk-management techniques involving the use of derivatives; and
• Fund managers have the economies of scale to reduce expenses through lower transaction costs. For example, fund managers generally pay much lower commissions to stockbrokers.

For whom are unit trusts most suitable?

Unit trusts are a simple and convenient investment option for people who have a long-term investment horizon but do not have either the time, desire, or expertise to invest directly in financial markets. 

Unit trusts can be particularly suitable for smaller, first time investors as they offer the opportunity to establish a broadly diversified portfolio of assets with a relatively small amount of money. 

However, larger investors can also benefit from unit trusts as they provide access to the expertise of professional investment managers. 

When you invest in a unit trust fund, your money buys 'units' in that fund, at a price that is struck for that particular day. Over the period in which you invest, the unit trust price will move up and down as the value of the investments with the unit trust fund rise or fall. Returns from a unit trust fund are typically calculated based on movements in the bid (or withdrawal) unit trust price and assume any income distributions paid to investors are reinvested in the fund as additional units.